IDFC First Bank has emerged as a strong contender in the new age private bank race. Due to its aggressive retail focus and strong leadership, its share price target has always been in the news. The bank has demonstrated a remarkable turnaround in the last few years, reducing its legacy corporate loans and becoming a profitable retail focused bank.
IDFC First Bank’s current share price is ₹79.66, and the company appears to be on a solid track. The recent merger of IDFC Ltd. with it has simplified its corporate structure. The bank’s Net Interest Margin (NIM) is excellent, and its CASA ratio (Current Account Savings Account) is also strengthening. All these factors are creating a strong foundation for its upcoming share price target.
IDFC First Bank Share Price Target 2025
The IDFC First Bank share price target could reach ₹82–₹84 in the last months of 2025. Growing market confidence in the bank’s profitability will support its short term share price target. Its share price target could see a steady upward movement from here.
| Month | Expected Price (INR) |
| October | ₹78.00 – ₹79.50 |
| November | ₹79.50 – ₹81.00 |
| December | ₹82.00 – ₹84.00 |
IDFC First Bank Share Price Target 2026
For 2026, IDFC First Bank’s share price target could cross the psychological level of ₹100-₹105. Further improvement in the bank’s asset quality and rapid growth in its retail loan book this year will provide a boost to its share price target. This share price target could prove to be a major milestone for the bank.
| Month | Expected Price (INR) |
| January | ₹84.00 – ₹86.00 |
| February | ₹85.50 – ₹87.50 |
| March | ₹87.00 – ₹89.00 |
| April | ₹88.50 – ₹90.50 |
| May | ₹90.00 – ₹92.00 |
| June | ₹91.50 – ₹93.50 |
| July | ₹93.00 – ₹95.00 |
| August | ₹94.50 – ₹96.50 |
| September | ₹96.00 – ₹98.00 |
| October | ₹97.50 – ₹100.00 |
| November | ₹99.00 – ₹102.00 |
| December | ₹100.00 – ₹105.00 |
IDFC First Bank Share Price Target 2027
IDFC First Bank share price target could touch the ₹124–₹130 range by the end of 2027. The bank’s credit card business and digital initiatives (such as its “customer first” app) will help achieve its share price target. This share price target will reflect the bank’s increasing profitability.
| Month | Expected Price (INR) |
| January | ₹105.00 – ₹107.00 |
| February | ₹107.00 – ₹109.00 |
| March | ₹109.00 – ₹111.00 |
| April | ₹110.50 – ₹112.50 |
| May | ₹112.00 – ₹114.00 |
| June | ₹113.50 – ₹115.50 |
| July | ₹115.00 – ₹117.00 |
| August | ₹116.50 – ₹118.50 |
| September | ₹118.00 – ₹120.00 |
| October | ₹120.00 – ₹123.00 |
| November | ₹122.00 – ₹126.00 |
| December | ₹124.00 – ₹130.00 |
IDFC First Bank Share Price Target 2028
Due to the improvement in the bank’s Return on Equity (RoE) and Return on Assets (RoA), IDFC First Bank’s share price target could reach ₹145–₹152 in 2028. This share price target will make the bank a strong player in the mid-sized bank category. Its share price target will win investors’ confidence.
| Month | Expected Price (INR) |
| January | ₹130.00 – ₹132.00 |
| February | ₹131.50 – ₹133.50 |
| March | ₹133.00 – ₹135.00 |
| April | ₹134.50 – ₹136.50 |
| May | ₹136.00 – ₹138.00 |
| June | ₹137.50 – ₹139.50 |
| July | ₹139.00 – ₹141.00 |
| August | ₹140.50 – ₹142.50 |
| September | ₹142.00 – ₹144.00 |
| October | ₹143.50 – ₹146.00 |
| November | ₹144.00 – ₹148.00 |
| December | ₹145.00 – ₹152.00 |
IDFC First Bank Share Price Target 2029
Unlocking its full potential, IDFC First Bank’s share price target could be set in the range of ₹170–₹178 by 2029. A strong retail franchise and an excellent technology backbone will be the main drivers behind this share price target. This share price target will reflect the bank’s growth story.
| Month | Expected Price (INR) |
| January | ₹152.00 – ₹154.00 |
| February | ₹153.50 – ₹155.50 |
| March | ₹155.00 – ₹157.00 |
| April | ₹156.50 – ₹158.50 |
| May | ₹158.00 – ₹160.00 |
| June | ₹159.50 – ₹162.00 |
| July | ₹161.00 – ₹164.00 |
| August | ₹163.00 – ₹166.00 |
| September | ₹165.00 – ₹168.00 |
| October | ₹167.00 – ₹172.00 |
| November | ₹168.00 – ₹175.00 |
| December | ₹170.00 – ₹178.00 |
IDFC First Bank Share Price Target 2030
By the end of the decade, IDFC First Bank’s share price target has every chance of reaching a healthy level of ₹195-₹205. By then, the bank will have solidified its place among India’s top private banks. This share price target could prove to be a victory for V. Vaidyanathan’s vision.
| Month | Expected Price (INR) |
| January | ₹178.00 – ₹181.00 |
| February | ₹180.00 – ₹183.00 |
| March | ₹182.00 – ₹185.00 |
| April | ₹184.00 – ₹187.00 |
| May | ₹186.00 – ₹189.00 |
| June | ₹188.00 – ₹191.00 |
| July | ₹190.00 – ₹193.00 |
| August | ₹192.00 – ₹195.00 |
| September | ₹193.00 – ₹197.00 |
| October | ₹194.00 – ₹200.00 |
| November | ₹195.00 – ₹202.00 |
| December | ₹195.00 – ₹205.00 |
Conclusion
So, IDFC First Bank’s share price target reflects a remarkable turnaround story. From its current price of ₹76.66, its share price target of ₹195-₹205 by 2030 depends on its strong retail focus and excellent management. This is for investors who believe in a high-growth bank for the long term.
FAQs on IDFC First Bank Share Price Target
Q1. What is the current price of IDFC First Bank?
Its current share price is ₹76.66.
Q2. What could be the share price target for IDFC First Bank for 2026?
Its share price target could be between ₹100-₹105 by the end of 2026.
Q3. What is IDFC First Bank’s share price target for 2028?
Its share price target could reach ₹145 – ₹152 by the end of 2028.
Q4. What is IDFC First Bank’s projected share price target for 2030?
Its share price target for 2030 is projected in the range of ₹195 – ₹205.
Q5. Is IDFC First Bank a good stock for long-term investment?
Absolutely! Given its strong leadership, customer first approach, and rapid growth, it is considered a great growth stock for the long term.
Disclaimer
These share price targets are only for forecasting and educational purposes, do not construe them as investment advice.
A stock market enthusiast with hands-on experience in trading. He writes simple and practical content to help people understand the market better.